🛡️ Business Liability Insurance in the USA: What You Need to Know
In today's litigious world, having the right business liability insurance can save your business from unexpected lawsuits, property damage claims, or customer injuries. Whether you're a startup or a well-established company, this type of insurance is a crucial safety net for any business owner in the United States . ✅ What Is Business Liability Insurance? Business liability insurance (also called commercial liability insurance ) protects your company against claims that can arise from: Bodily injury Property damage Legal fees Advertising injury Personal injury 🔍 Types of Business Liability Insurance in the USA 1. General Liability Insurance Covers: Third-party injuries Property damage Legal defense costs Ideal for: Retail stores, consultants, freelancers, and service providers 2. Professional Liability Insurance (Errors & Omissions) Covers: Claims of negligence Mistakes in professional services Ideal for: Doctors, lawyers...